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Julian Hunt, Head of the Family Law Department aims to set out some of the practical issues you should consider if your relationship has broken down.
Decisions need to be made about who will care for the children. Many parents are able to make arrangements between themselves which is always the best way. If you encounter difficulties, consider a referral to Mediation. Court proceedings should only be a last resort. Take note that the Children and Families Bill provides a presumption that the involvement of each parent in the life of the child will further the child’s welfare. “Custody”, “Residence” and “Contact Orders” are terms which no longer apply. Instead, the Court will make a “Child Arrangements Order” to define the amount of time that the child would spend with each parent. Inform your children jointly of the decision to separate and emphasize that it is not their fault and that both parents love them equally. You can find out more on our children law services page.
Try to reach a voluntary arrangement with your ex-partner for a weekly or monthly payment. Go to www.gov.uk/child-maintenance and use the child maintenance calculator to assess how much your ex-partner should pay.
If there are children involved it is always better for parents to come to a mutual decision about who will leave the home so that it will cause the least disruption for the family. If you jointly own the property you cannot simply change the locks and exclude the other from the property. If you are a non-owning spouse, you have rights of occupation and a right not to be evicted from your home. Applications can be made to the Land Registry to protect your occupation and prevent your spouse from disposing of the property.
If you have been subjected to or threatened with physical abuse by your partner you may need to consider making application for a Court Order to have them excluded.
If you are in rented accommodation and you are moving out of the property, you should see if you can be removed from the Tenancy.
If you are married, you could apply for maintenance. If you are not married your partner does not have a duty to support you once the relationship ends.
Contact the Local Authority Council Tax Section as you may be eligible for a Council Tax reduction, or if you are moving out of the property to ensure that you are not liable for any subsequent payments.
Contact the Benefits Agency if you are in receipt of benefits, as separation may affect your entitlements.
Contact the Tax Office if you are receiving Tax Credits to reassess your entitlements, or otherwise to see if you are now entitled to Child and Working Families Tax Credits.
Contact your banks, building societies especially if you have a joint account. It may be advisable to consider freezing the account to prevent your partner from withdrawing some or all of the funds without your agreement, or at least change the drawing arrangement so that withdrawals require both your signatures.
Contact all credit card companies especially if you have joint credit cards because you are jointly responsible for any expenses incurred. You do not want a situation whereby your partner could run up further debts because ultimately the credit card company could also pursue you for these as the card is in your joint names.
Consider changing your Will if you have appointed your ex-partner as the beneficiary of your Estate. If you have not made a Will then you may want to consider making one to ensure that your Estate does not automatically pass to your spouse, or you may want to make specific provision for any children to ensure security for them.
Further resources can be found on the Family Law Services page and by visiting www.resolution.org.uk.
To contact the Family Team at Dean Wilson LLP call 01273 249221, or lr@deanwilson.co.uk